I fly approximately twice a month and presently use a Bose A20 ANR costing $1100. Until about 20 years ago, like most pilots, I used a hand mic and speaker, but then started using an intercom with inexpensive passive headset. Thought we were in heaven. I eventually upgraded to a $200 ANR before progressing to the Bose. I tried a $800-900 popular Lightspeed Zulu 2, but liked the Bose a little better. They are both great headsets with lots of reviews on the net pro and con.
I leave the ANR switch off when starting the engine to listen for problems. When the ANR switch is tuned on, it seems like the engine quit it’s so quiet!!! However, headset speaker noise-static from other pilots poor radio transmissions and/or noise from common unicom frequencies like 122.8 that are used by several small airports over a large area still wear on me at times, but better than my old headsets. I try to keep the volume down on the radio or headset. I have never had a problem communicating with passengers and/or an instructor. Check the net and usually suppliers will let you try headset for 30 days or more. Maybe another pilot will let you try their ANR. I flew with a pilot that had a pair of Bose to seal the deal. Hope this helps.
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