Thanks @flashb1024 for the welcome back. Indeed I had a major surgery earlier this year and a couple of subsequent other surgeries to treat complications from that surgery, so that’s how I met my max out of pocket limit like you guessed. Last year I had a different surgery that also caused me to meet my max out of pocket which earned me the Real. Too bad Oticon was high and mighty last year and decided to withhold their flagship Intent model from third party high volume hearing care brokers that contract out to health insurance companies, or I could have gotten the Intent last year already. Apparently they learned that it was a bad business mistake and reverted that policy this year, hence the Intent is back into play now.
Thanks for reminding me that I might not like the way the Phonak aids sound because I’ve been an Oticonian for so long now (for about 10 years). That’s a very true statement. I’m actually very happy with the Real, and I’m sure I’ll also probably be even more happy with the Intent. So my departure from Oticon aids this time is not because I want to change brand to replace my familiar brand. I’ll probably still wear my Real as my everyday main HAs because the warranty is still good for at least another couple of years anyway.
But the rationale is that if I could have another pair of HAs that can beat the Oticon aids in terms of noise suppression in very noisy situations, which the Phonak I90 Sphere seems to be living up to its name in doing so, both on paper and in real life anecdotal experience of many folks now, then why not have my backup pair be the Phonak I90 Sphere and use it for those rare occasions (I hardly go out to noisy places much anymore, but still do once in a while). After all, speech in noise is the holy grail, and the Phonak aid seems to be getting pretty close to it from what it seems.
Even if I find that I don’t like the Phonak sound or its operation as much as I prefer the Oticon sound, that’s OK because I’m not stuck with the Phonak sound anyway. I’d only have to deal with the Phonak sound when I need to use its spheric mode occasionally, because the Real will be my everyday pair, and the Phonak will be my secondary backup pair that can be useful once in a while. Hope this rationale makes sense to folks about what I’m thinking.
I just can’t believe I’m in a situation where I’m blessed enough to have the luxury to ponder which top tier brand HAs I should get for a backup pair of HAs. I just got lucky that I landed an insurance company that offers HAs in their package on a yearly basis at 50% co-insurance, and be able to max out of my pocket to be able to have them pay for the whole thing. On top of that, they don’t have a cap on how much they will pay for HAs, so I get to pick the top tier level. But next year they no longer offer to sell that policy in my state anymore, so the timing couldn’t be more perfect anyway.
You’re ignoring this member’s posts.
